It is understandable for consumers to trust their auto insurance company after an accident. After all, insurance is meant to provide financial protection in times of need, and auto insurance is no exception. However, it is important for consumers not to blindly trust their insurance company, as there are several reasons why this may not always be in their best interest.
First, insurance companies are businesses, and their primary goal is to make a profit. While this does not necessarily mean that they will act in bad faith, it is important for consumers to be aware that the insurance company’s primary concern is not necessarily their well-being. This is not to say that insurance companies do not have a duty to act in good faith towards their policyholders, but it is important for consumers to be aware of this dynamic.
Second, insurance companies may try to minimize their payout to policyholders in order to maximize their own profits. This can take many forms, such as denying claims, offering low settlement amounts, or making it difficult for policyholders to access the coverage they are entitled to. In some cases, insurance companies may even use tactics such as hiring investigators to try and find ways to deny claims.
Third, insurance policies can be complex, and it is not uncommon for policyholders to be unaware of the full extent of their coverage. This can lead to situations where an insurance company denies a claim that the policyholder believed was covered. It is important for consumers to thoroughly understand their policy and to be aware of any exclusions or limitations that may apply.
In conclusion, while it is natural for consumers to trust their auto insurance company after an accident, it is important for them to be aware of the potential pitfalls and to take an active role in protecting their own interests. This may include seeking legal advice, negotiating with the insurance company, or finding a new insurance policy if necessary. By being informed and proactive, consumers can ensure that they are getting the coverage they need and deserve.
A workout gym failed to address a known hazard, resulting in our client requiring surgery on her ankle. Despite the gym denying liability, we presented compelling evidence and secured a $75,000.00 settlement to compensate for the client’s injuries, pain, and suffering.
Our client’s son was severely injured as a result of another driver’s reckless behavior traveling over 100 mph and hitting our client’s son head on. The accident caused significant medical expenses and long-term rehabilitation needs. We worked tirelessly to secure policy limits from the reckless driver’s insurance. A $50,055.00 settlement to cover our client's medical bills, lost wages, and future care.
A dog owner failed to keep his large dog on a leash. His dog ran and jumped on our elderly client causing her to fall and hit her head. Our client suffered serious injuries. We were able to secure a $75,000.00 settlement to compensate for the client’s injuries, pain, and suffering.
Medical professionals failed to properly care for our patient resulting in her falling while under their care and injuring her back and knee. Through expert opinions and diligent negotiation, we obtained a $79,000.00 settlement to provide for our client's medical care and recovery.
Our Client was rightfully owed money but due to the deceptive trade practices of the other party our client suffered additionally monetary losses. We were able to secure a favorable settlement in the amount of $114,971.96 for our client.
