What are different types of coverage under an Auto Insurance Policy?

There are several types of coverage that may be included in an auto insurance policy. Here are some common types of coverage:

Liability coverage:

This coverage helps protect you if you are found at fault in an accident and are sued by the other party. It can cover damages to the other party’s vehicle, as well as any medical expenses they incur as a result of the accident. In Texas the minimum policy amount is $30,000.00.

Collision coverage:

This coverage helps pay for damages to your own vehicle if you are in an accident. It can cover repairs to your car or the cost of replacing it if it is totaled.

Comprehensive coverage:

This coverage helps pay for damages to your vehicle that are not the result of a collision, such as from a fire, natural disaster, or theft.

Medical coverage

This coverage helps pay for medical expenses for you and your passengers if you are in an accident.

Uninsured/underinsured motorist coverage:

This coverage helps protect you if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages you sustained. It can cover your medical expenses and the cost of repairing or replacing your vehicle.

Rental car coverage:

This coverage can help pay for the cost of a rental car while your vehicle is being repaired after an accident.

Roadside assistance:

This coverage can help pay for services such as towing or jump-starts if your vehicle breaks down or has a flat tire.

Roadside assistance: This coverage can help pay for services such as towing or jump-starts if your vehicle breaks down or has a flat tire.

Case Results

Slip-and-Fall Settlement

$75,000.00 Settlement

A workout gym failed to address a known hazard, resulting in our client requiring surgery on her ankle.  Despite the gym denying liability, we presented compelling evidence and secured a $75,000.00 settlement to compensate for the client’s injuries, pain, and suffering.

Car Accident Settlement

$55,055.00 Settlement

Our client’s son was severely injured as a result of another driver’s reckless behavior traveling over 100 mph and hitting our client’s son head on.  The accident caused significant medical expenses and long-term rehabilitation needs. We worked tirelessly to secure policy limits from the reckless driver’s insurance. A $50,055.00 settlement to cover our client's medical bills, lost wages, and future care.

Car Accident Settlement

$55,055.00 Settlement

Slip-and-Fall Settlement

$75,000.00 Settlement

A dog owner failed to keep his large dog on a leash. His dog ran and jumped on our elderly client causing her to fall and hit her head. Our client suffered serious injuries.  We were able to secure a $75,000.00 settlement to compensate for the client’s injuries, pain, and suffering.

Medical Malpractice Settlement

$79,000.00 Settlement

Medical professionals failed to properly care for our patient resulting in her falling while under their care and injuring her back and knee. Through expert opinions and diligent negotiation, we obtained a $79,000.00 settlement to provide for our client's medical care and recovery.

Medical Malpractice Settlement

$79,000.00 Settlement

Deceptive Trade Practices Settlement

$114,971.96 Settlement

Our Client was rightfully owed money but due to the deceptive trade practices of the other party our client suffered additionally monetary losses. We were able to secure a favorable settlement in the amount of $114,971.96 for our client.

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Legal Disclaimer

The information you obtain at this site is not, nor is it intended to be, legal advice. Abrar & Vergara team is licensed to practice law in Texas and New Mexico. We invite you to contact us, but please be aware that contacting us does not establish an attorney-client relationship. Please do not send any confidential information to us until an attorney-client relationship has been established.

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